Filer vs Non-Filer: Why Registration is a Smart Move
In Pakistan, your tax status can make a huge difference in your monthly savings. There are two main categories: Filers (those who show their income to FBR) and Non-Filers (those who don't). The government uses high tax rates to encourage everyone to become a Filer. Our tool shows you the exact financial benefit of being on the Active Taxpayer List (ATL).
Key Advantages of Being a Filer
Being a Filer is not just about income tax. It affects many other parts of your life:
- Banking: Non-filers pay much higher withholding tax (0.6%) on cash withdrawals above Rs. 50,000. Filers pay 0%.
- Property: Buying or selling a house is much cheaper for Filers. Tax for Non-filers can be 3 times higher!
- Vehicles: The registration fee for a new car is almost double for Non-filers.
- Investment: Tax on bank profit (interest) is 15% for Filers but 30% for Non-filers.
How to Use This Comparison Tool
We have simplified the math for you:
- Enter Your Income: Put your annual or monthly income in the box.
- See the Gap: The tool will show you two side-by-side results: what a Filer pays and what a Non-filer pays.
- Check Savings: Look at the "Total Savings" box. This is the extra money you keep in your pocket every year just by being a Filer!
Is it Hard to Become a Filer?
No! Many people think it's a difficult process, but it's actually quite simple. You can register on the FBR IRIS portal for free. You will need your CNIC, a mobile number registered in your name, and an email address. Once your name is on the Active Taxpayer List, you stop paying those "penalty" taxes at banks and showrooms.